Getting the Best Drain Unclogging Nearby Essex County NJ

If you have a backed up sink full of hair or food, you will need drain unclogging nearby Essex County NJ. Of course, you can try drain unclogging materials bought over the counter at your local grocery store or hardware store like Home Depot. However, for bigger clogs, you will need a professional such as a plumber or someone who specializes in drains. If it gets to the point that you need a professional, there are several things that you should make sure to get in order to have the best possible experience for both you and your family.

First, you should make sure to know what the hours of operation are for any professional. If their schedule doesn’t align with yours, that will be a problem. If there is a drain emergency on Saturday night at 1 AM, then you might have to find someone else to help you with the drains. Nights and weekend availability might be something that you should think about when selecting a professional.

Second, you should make sure you get an estimate of the work to perform. This way, you will have a good idea of the effect it will have on your household budget. Also, there is much less likely to be any huge surprises after the work agreed upon is completed. This is good for everyone involved to ensure that nobody is unhappy.

Finally, you should understand the payment options. Is financing available? If so, what is the interest rate and terms? Do they accept electronic payments such as VENMO or CashApp? Or can you PayPal it? Another possibility is a cash or check option but if you get that, make sure you get a receipt and/or ask for a discount. These are just a few of the things you should think about when dealing with your home plumbing system. Best of luck!

The Best Investment Portfolio for 2014 and Beyond

If you have an investment portfolio (like in a 401k plan) take a good look at it, because it might not really be the best investment portfolio for 2014 and beyond. If you are a new investor, don’t start investing money until you are familiar with the best funds to include in your portfolio in 2014.

Your investment portfolio is simply a list showing where your money is, and for most average investors consists primarily of mutual funds: stock funds, bond funds and money market funds. Here we discuss the best funds and asset allocation to achieve the best investment portfolio in the event that 2014 and beyond becomes a tough environment for investors. You may need to make changes in your existing portfolio; and you should also be aware of the following as a new investor before you start investing money.

As an investor you should receive statements periodically which show you where your money is. The problem is that many investors do not give these statements, which clearly show you your asset allocation and your investment portfolio, the attention they deserve. That can be a problem. For example, if you had 50% of your portfolio allocated to stock funds in early 2009, you could have two-thirds of your money in these funds now. If the stock market takes a big hit, you stand to take a big loss. Let’s take a look at stock funds and the best funds for investing money there first.

The stock market and many diversified stock funds have gone UP in value about 150% in less than 5 years, and numerous financial analysts expect a correction (stock prices to go DOWN) in 2014. If your investment portfolio shows that more than half of your assets are invested in stock funds consider cutting back to 50% or less. If you are a new investor ready to start investing, allocate no more than 50% to diversified stock funds. The best funds: those that invest in high quality, dividend paying stocks vs. growth funds that pay little in the form of dividends. This is your first step in putting together the best investment portfolio for 2014, because it cuts your potential losses.

The best investment portfolio also includes bond funds, which have been good solid investments for over 30 years. Why? Interest rates have been falling, which sends bond prices and bond fund values higher. Problem: interest rates have hit all-time lows and appear to be heading higher. Higher interest rates create losses for bond fund investors. Many investors have an investment portfolio loaded with bond funds and are totally unaware of the risk involved if rates go up. If you are getting ready to start investing money you need to know this as well. When interest rates go UP, bonds and bond fund values go DOWN. That’s about the only iron-clad rule in the investment world.

Allocate no more than 25% to 30% of your total investment portfolio to bond funds to cut your risk. The best bond funds are categorized as intermediate-term funds, where the investment portfolio of the fund invests in bonds that mature (on average) in 5 to 10 years. These are the best funds now because they pay a respectable dividend with only moderate risk. The worst funds to hold now: long-term funds that hold bonds maturing (on average) in 15, 20 years or more. When you review your investment portfolio, get rid of these because they will be big losers if (when) interest rates shoot upward. New investors who want to start investing money: avoid them and allocate about 25% of your money to intermediate-term bond funds to avoid heavy risk.

Sometimes the best investment portfolio is loaded with aggressive stock funds and includes longer-term bond funds. Now, looking at 2014 and beyond, is probably not one of those times. For many years now losses in stock funds have been offset by gains in bond funds. Today the problem for investors is that even the best funds of both varieties could get hit if the economy falters and interest rates rise significantly. That makes investing money today a real challenge… one that few investors are prepared for.

So, let’s say that you start investing money with less than 50% going to the best funds in the stock department and about 25% allocated to the best funds in the bond universe… or you adjust your existing investment portfolio to these levels… where do you invest the rest of it? Even though interest rates are still historically low, you bite the bullet and invest it for safety to earn interest. In a 401k plan your best safe investment is likely the stable account, if your plan has one. Otherwise, the best fund for safety is a money market fund (even though they presently pay almost no interest). When rates go up, they should pay more. Or you can shop the banks for the best rates on short-term CDs, or savings accounts.

I expect that 2014 and beyond will be a challenging time to start investing money or to manage an existing investment portfolio. On the other hand, now you should have a handle on the best funds to consider when putting together the best investment portfolio possible. Remember, you must stay in the game in order to get ahead over the long term; but sometimes moderation is your best course of action.

An Introduction To Birth Control

The dictionary defines birth control as “a regimen of one or more actions, devices, or medications followed in order to deliberately prevent or reduce the likelihood of a woman becoming pregnant.” Birth control has become imperative in today’s world, due to the global rise in population, need for family planning and also to safeguard oneself from unwanted pregnancy.

There are various methods of birth control that one can adopt, including the withdrawal method, or coitus interruptus; barrier methods like condom, diaphragm, cervical cap or contraceptive sponge; chemical methods like contraceptive pills, contraceptive patch, or the progesterone-only pill (POP); intrauterine methods; fertility awareness methods and more. Other than the preventive methods, one can also adopt abortion methods like surgical abortions, chemical abortions and herbal abortifacients to end unwanted pregnancies. Some permanent birth control solutions are surgical sterilization, which includes tubal ligation for women and vasectomy for men.

Although there are many alternate methods of birth control available in the market, the most commonly used methods are contraceptive pills and condoms. Contraceptive pills or oral contraceptives consist of a pill with doses of synthetic hormones like progestin or estrogen, taken orally by a woman to prevent pregnancy. The contraceptive pills are considered to be a reliable mode of preventing pregnancy, but can sometimes also result in certain side effects like obesity, headaches or depression in some women. Condoms were traditionally manufactured for men but now are available for female users. Condoms serve a dual function, as they not only help in avoiding pregnancy but also prevent sexually transmitted diseases like HIV/AIDS.

In Canada and the US, contraceptive patches are also fast gaining popularity. A woman applies contraceptive patches on her skin for a week, and they release synthetic hormones to prevent pregnancy. They act in the same manner as contraceptive pills. Contraceptive patches in Canada and US are sold under the brand name Ortho Evra, and are sold only by prescription.

With the advances in science and technology, we might witness new innovations in birth control methods; however, in order to choose the right mode of birth control one must consult one’s doctor.

5 Daily Habits That May Shorten Your Life Span

The human body is considered as the greatest wonder. You are the person who is responsible for habits that may shorten your life span. No one else is to blame. The body of the humans is believed to be built for living more than a century, but the present situation shows that only the half of that can be taken as an average life span. The life span is shortened mainly due to the habits developed by the humans. Those habits can harm the whole system adversely. Any habit will take a fixed period of time to turn into a regular pattern. Avoiding the habits which are harmful is not such a Herculean task. So it is high time you reclaim the control of your life and live. There are mainly five habits that shorten your life span and that should be avoided.

Unbalanced Diet

You take in food to provide your body with the necessary nutrients which are inevitable for the proper working of the various systems of the human body. But think once more, do your diet has all the essential nutrients? If your body is not getting the vital nutrients it will not function properly. This is sure to shorten your life span considerably.

Drugs

Taking in drugs and toxic substances is another grave problem. Alcohol and such other intoxicating substances are silent killers of your body organs. Alcohol can cause damage to you heart, liver and such other vital organs. The effect of cardiac and liver problems is well known to every one. Thus the intake of intoxicating substances can shorten your life span dramatically. Not just that, these substances can make the living period itself as painful as hell.

Tobacco

Tobacco also comes under the category of toxic substances. It can destroy the cells in the lungs. Smoking is a major cause of cancer around the world. Chewing of tobacco and other like substances can cause mouth cancer. Once you are affected by these diseases, it will be a great distress not only for you but for the people closer to you also. Smoking is a huge factor that shortens your life span.

Stress

The busy life has a very bad level of stress. Stress has a lot to do with the health of a person. The life of a person can be worth living only if his mind and body work in perfect harmony. The mental breakdown is one of the main reasons which leads people to the habits of alcohol consumption, drugs and smoking. Avoiding stress can work wonders in one’s life. Stress is the sure by-product of this ultra modern era, but there are ways to avoid it. It should be avoided. Otherwise you will be the hunt of many diseases and your life span will also be affected.

Lack of Exercise

With the development of technology the human body is having very less workout. The adverse effects of having less or even zero exercise is very disturbing. If your body is not getting enough exercise, the calories taken in will get deposited in different parts of your body. These unwanted fat deposits will eventually cause health problems

Is Your Motorcycle Fully Protected?

Are you really sure your motorcycle is fully protected?

As, no doubt you know, the oil you use in your motorcycle lubricates the engine and the   transmission . If you do not keep close track and regularly change that oil you could be looking at a huge bill from the repair shop. Could be “just” an engine or “just” a  transmission  or both.

Clean oil is vital to engine performance and durability. Oil must lubricate, cool and clean the engine as it circulates and in order to remain effective, it must be filtered as it cycles.

What about the oil filter you use?

If you do use a long-life oil, does your filter last as long as the oil?

Some filters are only good for 3,000 miles. Some filters seem to be good for nothing. Some filters are good for as long as your oil will last. Is the filter available in CHROME? I know I like a lot of chrome on my bike, even if it is “just an oil filter”!

What is that filter made of?

The unique construction and full-synthetic media of AMSOIL Ea Motorcycle Oil Filters allow them to provide unmatched performance in motorcycles and other power sports equipment. EaOM Filters last longer, stop smaller dirt particles and offer less restriction than other filters. Ea Motorcycle Oil Filters provide filtering efficiency of 98.7 percent at 15 microns, outperforming the best cellulose/synthetic blend media on the market. And did I ask: Is your filter available in CHROME?

What are you protecting your paint with?

Scooters – What Are the Features of a Scooter?

Scooters are quickly becoming a popular choice for cost conscious consumers looking for an economical way to get around town. Scooters have many benefits from low costs to above average fuel efficiency. However, when looking to purchase a scooter there are many features that you’ll either get standard or can upgrade. Here are some of those features:

Front Hydraulic ABS Disc Brakes Scooters can come with hydraulic anti-lock braking system (ABS) disc brakes on the front wheel. Hydraulic ABS disc brakes is a safety system on motor vehicles which prevents the wheels from locking while braking. Providing the best possible brakes to have because they provide the best stopping power.

100 MPG Scooters can get up to 100 miles to the gallon. While this may occur with the newer and higher end models, this kind of gas mileage makes this scooter very fuel efficient and economical. This vehicle is the perfect alternative to cars and motorcycles to save on gas and keep extra money in your pocket!

Electric Start / Kick Start Most scooters come equipped with an electric start. The electric start starting system makes starting simple for anyone. They can also come equipped with a kick start. The kick start can also be used at any time.

4-Stroke Engine Gas motor scooters come equipped with up to a 250cc 4-stroke engine. These engines typically have the ability to go up to 55 miles per hour (MPH). With an engine this size, there is enough power for two people to ride.

Fully Automatic Transmission Scooters also have installed a fully automatic transmission. Operated by the simple to use ‘twist & go’ throttle acceleration in other words with a fully automatic transmission there is no clutch or gear shifting at all.

Storage Most scooters come equipped with a large storage compartment located underneath the seat. This extra storage can be used to put all your items that you would normally put in a car glove compartment. Other storage may include a detachable rear storage trunk to put bigger items such as a briefcase, laptop, or luggage.

Scooters come equipped with many features including front hydraulic abs disc brakes, fuel efficiency of up to 100 mpg, electric start / kick start, a 4-stroke engine, fully automatic transmission, and storage space.

Five Things You Will Want to Know About the Honda CR 500

If there ever was a member of the Honda CR series that was popular, then it has to be the Honda CR 500. This, by the way, is the same machine that Robbie Knievel used for his entire jumping career, which featured an astonishing twenty world records. It is still remains a popular machine, the fact that its production was stopped by Honda, as did the production of the entire Honda-CR series. As such, many people continue to search for information regarding the Honda CR 500. And if you happen to be one of these, then you will find our discussion on ‘five things you will want to know about the Honda-CR 500’ interesting.

1) One of these things you could want to know about the Honda CR 500 is its engine power. This is something that motorcycling enthusiasts are very keen about, a factor on whose strength alone many have been known to make significant purchasing decisions. As it turns out, the engine power of the Honda-CR 500 (at 491 cc) maxes at 69 Horse Power – at 8,500 revolutions per minute, quite remarkable power by any stands.

2) The second thing you may want to know about the Honda CR 500 is about its transmission. As it turns out, the Honda CR 500 comes with a complete five-speed gear box. This is a remarkable feature, for a machine that was first developed in the 80s – and considering that there are ‘modern’ motorcycles that are yet to attain the complete five gear speed transmission up to this date.

3) The third thing you may want to know about the Honda-CR 500 is about its suspension, especially if you are a person who cares about the ‘comfort of your rides,’ as do many people. As it turns out, the Honda CR 500 comes with a complete and refined suspension, a remarkable thing, seeing that many motorcycles come with what can only be described as ‘crude’ suspension: whose effects the users are left to contend with.

4) The fourth thing you may want to know about the Honda-CR 500 is about the colors it comes in, especially if you are a person who cares about aesthetics – as every proper person is supposed to. Now although the Honda CR 500 came only in flash red when it was first released in 1984, it has evolved over time (color-wise), so that today, we have it coming in many literary ‘hot’ colors: flash red, the so-called nuclear red and the so-called fighting red. So, Honda-CR 500 mainly comes in red, but different hues of it for variety.

5) The fifth thing you may want to know about the Honda CR 500 is regarding what led to the discontinuation of its production by Honda. As it turns out, the reasons were mainly environmental, and not mechanical (or to do with popularity), as one would imagine. Yet in spite of the discontinuation of its production, Honda-CR 500 remains a much-loved machine, with strong sales on the specimens of it that are still on the market, and the pieces of it that emerge on the ‘second hand motorcycles’ market every now and then.

Painting Light

HOW TO PAINT LIGHT

I teach students how to paint and draw light. I am also a lighting specialist. My fascination with light encompasses, not only the commercial, retailing aspect, but the artistic as well. Once drawing and painting skills are developed to the point where students can accurately put down what they see, creating light and shadow is studied and faithfully delineated subject matter emerges in a world of space and volume.

LEARNING TO SEE

Basically, the depiction of light and shadow is accomplished by using dark and light colors in painting and tonal gradations in drawing. For a beginning student this often requires some visual skills.. First, I tell the student it is necessary to convert what they see to a two-dimensional vision that they can translate to a two-dimensional surface like a canvas or a sketchbook page.

POWERFUL GRIDS

Seeing objects two-dimensionally can be done in several ways. The easiest (and most time-tested) is to construct a grid in front of the subject matter–that could be actual objects, a photo or a picture. This can be done most simply by holding a pencil vertically and horizontally against the viewed objects, comparing their shapes to the vertical and horizontal lines of the pencil.

Another time-tested method is to literally construct a grid on plate glass or Plexiglas and place that grid in front of the objects. Now the viewed objects are intersected by many squares (depending on how large or small the squares in the grid are.) Each quadrant (square) of the grid can then be painted or drawn independently and upon completing the entire grid, the composition of objects is finished to compose an accurate picture of the objects.

Light and shadow are more easily discerned and created with this grid method. How objects are illuminated can be defined on paper or canvas by observing and re-creating light and shadow at play in each quadrant. In accomplishing this by shading and highlighting, illumination and therefore, volume is created, the illusion of the three-dimensional space is created, reborn on a two-dimensional surface.

EARLY LINE AND COLOR

Accuracy, as well as light and shadow were not always the motivation behind depicting artful images. Before the Renaissance, art works in Europe depicted objects ( figures, landscapes, buildings) in a flat space. There was no light and shadow. Figures were delineated and colored in a style much like a coloring book. These images translated well to stained glass windows and mosaics. Their simplicity of line and color contributed to the strength of the iconography, often of religious significance.

EARTHLY LIGHT

With the discovery of perspective, space and volume became important to artists as well as the depiction of light and shadow. Symbolic icons and images described by line gave way to depictions of illuminated space. In perspective, objects recede and advance in a two-dimensional space that is totally visually believable. To augment the receding and advancing figures with directional light and shadow completed the believability, creating a world the eye could explore as a simulated, illuminated three-dimensional environment.

GOLD LEAF TO EARTHLY LIGHT

Spiritual light, the vehicle of infinity was often expressed with the use of gold leaf in Medieval altarpieces. The warm, glowing, reflective surface behind religious figures imbued the work with a rich and reassuring statement-the glory of heaven and God’s power. A more earthly light replaced gold leaf in the Renaissance. Spiritual figures were bathed in sunlight and swathed in shadow. The light that illuminated the humble shepherds was the same light that shone on Jesus and his followers.

REPEATING HISTORY

It is interesting to me that the journey a beginning drawing or painting student takes often replicates the historical transition from the Medieval use of line and color-in style to the Renaissance application of illuminated space and volume. And, with more advanced students, their journey often continues to repeat the contemporary return to line and color-in, the preference for depicting flat, shallow space and solid color.

I find this reassuring. The art world is wide open, brimming with many styles, images, materials and skills. For today’s artist, everything is available, to use towards a creative purpose. All of history as well as the latest technological/digital images are ready to be researched and developed.

Genital Wart Facts

Genital warts are a type of wart that are only found on your private parts of the body. The genital wart is one that will be easily recognized. Genital warts are also known as veneral warts and also as condylmata acuminata. Warts in this manner are caused by a skin infection, which is known as PHV infection. It is possible to have the HPV infection without having genital warts. Genital warts are often passed along during sexual intercourse, but not all those who have genital warts are going to know they are infected until the warts are bigger and a little more painful.

Warts are a virus, that can be passed by touching, sitting and skin to skin contact. The most common types of warts are seen on people’s hands and feet, which are a different form of a wart but are generally the same thing if you are wondering what genital warts really are.

Warts are associated with the tumors that form under and in the skin. The tumors are forms of the HPV infection, and will form warts as the body rids the infection from the body. If you have warts on the hand or on the feet, you are not going to spread this to your genitals. If you know someone who has genital warts, they are not going to give you warts on your hands and the same goes the other way around.

For the woman, if you have genital warts, they will appear on the inside and the outside of the vagina. If the woman has anal sex, the genital warts could appear an the anus, and the same is for the man. If a man is having anal sex with another, the genital warts could appear on the anus area as well.

The warts will appear in the same area, taking a long time to spread out. Sometimes the warts will disappear on their own, but only in rare cases often times the genital warts will spread becoming crusty and become large areas of warts over the private areas of a male or female. If you have genital warts, and someone performs oral sex, the genital warts can be transmitted to that person. Genital warts can be treated by a doctor, and with medications. If not treated, often times genital warts can become troublesome not only for the person suffering with them, but for people you love and want to share that special relationship with.

If you have sex with someone that you later finds out has genital warts, you most likely are going to end up with genital warts are well. It can take any where from one month to three months for genital warts to appear and become large enough for a person to notice them. Always protect yourself by avoiding having sex with anyone you don’t know or trust not to have genital warts.

You can find more info about genital warts on

http://www.all-about-genital-wart.com/

The “Worthy” Poor VS The “Unworthy” Poor

In American Society, we have divided the poor into two classes, the “worthy” poor and the “unworthy” poor. The “worthy” poor are those we feel are worth being on state/federal aid and do not complain about assisting. The “unworthy” poor are those are receive aid as well but for some reason society feels they could take care of themselves and not depend on the aid.

Society feels that those in the “unworthy” class are capable of providing for themselves financially. The reason being that most of the people who fall into this class are younger then the people who fall into the “worthy” class. Many who fall into the “worthy class” are the elderly who are beyond working age, and find it hard to support their selves without some form of a fixed income.

Although the majority of the “worthy” class is made up of the elderly, there are certain situations where the “worthy” class also includes some of a younger generation. Many of those come from the deeply impoverished corners of the United States Society. Many don’t have a chance of surviving and living a better life then they are being given unless the someone, whether it be the government or a small organization, step up and find some way to show them the way to improve themselves.

There are a few such organizations and federal programs in place already, but there are not nearly enough to tackle the large need that we have for the issue. Many people feel that even though they fall into the “worthy” category, they are still not worth wasting time, resources, and money on to educate towards a better life. Many look down on those who need aid regardless of the situation and feel the same about them. They think that they are children, and as they grow they will learn and they will make something better of themselves. Unfortunately, this is not true. As they grow up in a poverished lifestyle they will learn from what they are surrounded with. They will grow up and realize it isn’t so bad to be where they are, because they have not had anyone show them that there is a different way in life.

As American’s, we are a large extended family. Everyone is supposed to look out for their family and protect them. I do not know why no one is protecting the children of these “unworthy” groups and showing them the way to better themselves and enrich their lives. It is going to take more then giving their family a few hundred dollars a month in food stamps and other aid to teach these children how to succeed in life. It is going to take educating them. Not only do these children need to be shown the way, but their parents/parent as well need to be educated on how to enrich not only their lives but their children’s lives as well. It is a two step process, and it is time as a society we step up and start making it a reality instead of a vision. With a little hard work I honestly believe that poverty in the US could be helped dramatically by just a few nice neighbors holding out their hands and showing that they are willing to assist.

Learn How to Drive Online – Learn to Drive Easily

Learning to drive is not the easiest thing to do, especially if you are a young person. Whether you are young or a little older and trying to get your license, you need to be aware that it is possible to learn how to drive online.

The internet is a very powerful tool and just about anything can be learned on it very easily. Driving is no exception. While formal drivers education classes are certainly needed and highly recommended, there are resources online that can help you learn just as much or even more than you would from a regular in-person class.

The best product that I have ever come across to help people learn how to drive online is a video education course called Get Ready To Pass. I have done an in depth review of it and found it to be extremely effective.

The reason why I liked this product so much is because it gives the user all the tools that are needed to succeed and pass the road driving test the very first time. About half of people who attempt their road test fail on their first try. I know this because I was one of them!

I could have really used the resources given by this online drivers education website and helped myself be more prepared. It would have certainly been worth sparing the embarrassment I felt having to tell my friends that I could not drive good enough to pass.

In closing, it is totally possible to learn how to drive online if you want to. I recommend an online course that includes videos and has a solid customer base of people whom it has worked for. I know that I definitely could have used the help!